The health care landscape is changing, and employers are driving that change through High-Value Health Care. As a recent PBGH-KFF survey recently uncovered, 87% of employers believe that the current health care system is unsustainable, and now the government is...
Self-funding (what’s known as self-insured insurance) is a health plan in which an employer is paying for their employees’ health care claims. In a self-funded plan, employers set aside money into a “fund” or trust that’s earmarked to pay their employees’ health...
Most employers have recognized the strain that the pandemic has placed on their employees and renewed their health benefits plans without significant changes to cost-sharing and network plan design. Efforts to improve delivery systems and networks to improve...
As you begin the new year, you’re probably reassessing your benefit plan and vendor partners to help improve your employees’ health and wellbeing. If you want to enhance your employee experience, reduce spending waste, and improve vendor efficiency, consider...
If you want to design a health benefits plan that saves your business money but don’t know where to start, begin by creating a corporate culture that educates employees on the plan and encourages them to use it. Why? Because you want to influence your employees to...
Joining a captive is a little like deciding whether to try a new entrée for the first time. No matter how many times you’ve been told it will be delicious, you’ll never enjoy the taste unless you’re willing to take the risk of ordering it. And if you’re not interested in taking that risk, you’ll likely settle for never learning just how tasty it could be.
Every bidder for your health plan’s business claims their network of hospitals, doctors and health services will save you money. But how do you know whether that’s true or just marketing hype?
Kevin Lamp, Chief Financial Officer (CFO) of The Fall River Group in Fall River, Wis., recently shared his perspective on why members of The Alliance cooperative should consider participating in an insurance captive. Kevin’s remarks are shared below to help you decide whether your company can benefit.
The adoption of high-deductible health plans (HDHPs) appears to be slowing. What does that mean for your efforts to reduce health benefit spending?
It’s been a decade of change for health care plan designs. And consumer-driven health plans (CDHPs) are the biggest change of all, according to John Young, CEO of Consumerdriven. Young explained why CDHPs are “nearing universal use” and why employers need them at The Alliance Annual Meeting Oct. 25.
