The Alliance provides health care reform updates to help employers understand how the Affordable Care Act (ACA) impacts their health plan.

Health Care Reform Tools

We encourage all employers to use our featured calculator tools to understand the impact of the policies and regulations that are brought up in different sections of the ACA. Tools include:

  • Excise Tax Calculator: This tool helps you project whether your company’s health plan may be subject to the ACA’s excise tax, also known as the “Cadillac tax.”
  • ACA Subsidy Calculator: This calculator helps you project premiums and government assistance under the ACA by examining the impact of tax credits based on income levels, ages, family sizes and regional costs.
  • Pay or Play: Health Care Mandate Cost Calculator: This device helps organizations determine what penalties they might face if they do not provide health benefits to all full-time workers.
  • Minimum Value Calculator: The U.S. Department of Health and Human Services’ Minimum Value Calculator allows an employer to use information about its health benefits, coverage and cost-sharing rules to determine whether the plan meets minimum value standards.