by Mike Roche | Aug 17, 2021 | Members & Employers
The health care landscape is changing, and employers are driving that change through High-Value Health Care. As a recent PBGH-KFF survey recently uncovered, 87% of employers believe that the current health care system is unsustainable, and now the government is...
by Melina Kambitsi, Ph.D. | Aug 3, 2021 | Members & Employers
The following is a Q&A with Melina Kambitsi, Ph.D., The Alliance’s Senior Vice President of Business Development & Strategic Marketing. Melina spearheaded The Alliance’s self-funded health benefits plan in 2019, which covered 23 employees, proving that small...
by Mike Roche | Jun 23, 2021 | Members & Employers
Self-funding (what’s known as self-insured insurance) is a health plan in which an employer is paying for their employees’ health care claims. In a self-funded plan, employers set aside money into a “fund” or trust that’s earmarked to pay their employees’ health care...
by Melina Kambitsi, Ph.D. | Mar 30, 2021 | Members & Employers
If you have a self-funded health plan, stop-loss insurance (also known as reinsurance) can help protect your organization from high-cost claims – unpredictable claims that are considered catastrophic to the plan. Certain forms of cancer, premature birth, and kidney...
by Melina Kambitsi, Ph.D. | Feb 11, 2020 | Members & Employers
There’s been a lot of buzz about self-funding vs. fully insured plans, so let’s discuss the numbers. Health care costs in the US have increased every year since 1960. And according to Nelson Griswold, an employee benefit advisor, family health insurance premiums...
