The health care landscape is changing, and employers are driving that change through High-Value Health Care. As a recent PBGH-KFF survey recently uncovered, 87% of employers believe that the current health care system is unsustainable, and now the government is...
The following is a Q&A with Melina Kambitsi, Ph.D., The Alliance’s Senior Vice President of Business Development & Strategic Marketing. Melina spearheaded The Alliance’s self-funded health benefits plan in 2019, which covered 23 employees, proving that...
Self-funding (what’s known as self-insured insurance) is a health plan in which an employer is paying for their employees’ health care claims. In a self-funded plan, employers set aside money into a “fund” or trust that’s earmarked to pay their employees’ health...
If you have a self-funded health plan, stop-loss insurance (also known as reinsurance) can help protect your organization from high-cost claims – unpredictable claims that are considered catastrophic to the plan. Certain forms of cancer, premature birth, and kidney...
There’s been a lot of buzz about self-funding vs. fully insured plans, so let’s discuss the numbers. Health care costs in the US have increased every year since 1960. And according to Nelson Griswold, an employee benefit advisor, family health insurance premiums...
With the new year comes new benefit plans. The Alliance wanted to provide some helpful tips on what can help employers, and employees, get off to a great start. For employers that are new to working with The Alliance or those that would like a refresher on what we...
Read the first of a two-part Q&A with vice president of network development and provider relations Kyle Monroe about what's ahead for provider contracting at The Alliance.
Self-funding your health benefit plan can be rewarding for employers. Yet experts say common pitfalls still undermine too many employers’ best efforts.
Joining a captive is a little like deciding whether to try a new entrée for the first time. No matter how many times you’ve been told it will be delicious, you’ll never enjoy the taste unless you’re willing to take the risk of ordering it. And if you’re not interested in taking that risk, you’ll likely settle for never learning just how tasty it could be.
Kevin Lamp, Chief Financial Officer (CFO) of The Fall River Group in Fall River, Wis., recently shared his perspective on why members of The Alliance cooperative should consider participating in an insurance captive. Kevin’s remarks are shared below to help you decide whether your company can benefit.
