High-Value Health Care
for Self-Funded Employers
We help self-funded employers control costs and uncover serious savings while unlocking improved access to high-value care for employees and their families.
Driving Savings and Quality with Smarter NetworksSM
We develop custom provider networks using a robust pool of 34,000 doctors and health care providers across the Midwest. Through creative, data-driven approaches, these custom provider networks drive real savings that others can’t — or won’t. Our Smarter Networks incentivize higher-quality care by rewarding value over volume. In addition to Smarter Networks, here are a few key things we offer self-funded employers:
“What Is Self-Funding — and Is It For Me?”
Under a self-funded or self-insured health plan, employers fund the plan rather than paying a premium to a commercial insurer. For many employers, self-funding can be a better alternative to the traditional fully insured approach, driving greater transparency, control, and cost savings.
Featured Case Study
A Repeat Success: How One Employee Made a Big Difference in Her Coworkers’ Health – and Then Did It Again
Transforming health care takes vision, determination, and often a “why not” attitude. In this case, it began in 1991 with a part-time secretary working in occupational health. Over the next 13 years, Traci Rothenburger, now Clinic Manager at Nordic PrivateCare,...
Featured Insights
The Four Best Benefits of Choosing a Level Funded Health Plan
Employers with healthy workforces are paying needlessly high health care costs, which is why many of them trust us to self-fund their health plans. After all, employers that choose self funding retain savings from things like unused care, utilizing custom provider...
Final Federal Transparency Rules That Plan Sponsors, As Fiduciaries, Need to Be Aware of
A lot has happened since the White House issued an executive order in June of 2019, which led to the Hospital Price Transparency Act. In November 2020, the Departments of Labor (DoL), Health and Human Services (HHS), and the Treasury released the Transparency in...
Five Strategies for a Smarter Self Funded Health Plan
Employers are switching to self funded health plans quite rapidly, but the swing from fully insured to self funded health plans did not happen overnight. Health care costs have grown steadily for decades, but they have especially ballooned in recent years. 2022...
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