You can throw up roadblocks that discourage employees and dependents from coping with chronic problems before they turn into major expenses and save a few dollars in the short term.
When I started to examine data about cost and quality, I was reminded of the difference between perception and reality.
A new report by the Health Care Cost Institute (HCCI) is providing a look into health care expenditures and utilization by those younger than 65 covered by private employer sponsored health insurance. The study evaluated millions of health claims from 2009 and 2010 provided by Aetna, Humana, Kaiser Permanente and United Healthcare.
The fact that health care costs vary depending on where you live is not new.